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Terms and Conditions

The material and tools displayed on this website are provided without any guarantees, conditions, or warranties as to their accuracy. Users are free to use the calculators and tools as they wish. The calculators are intended for informational and supportive purposes only and should not be considered as a substitute for professional advice. The results generated by these tools should be independently verified and confirmed by a professional in the relevant field before being used for any significant decision-making.

General information disclaimer

The Calculator Site provides general financial information and tools for educational purposes only. The information presented on this site is not intended to provide specific financial, investment, or legal advice. For personal financial matters, users should consult a licensed professional in the relevant field.

To the extent permitted by law The Calculator Site, its designer Alastair Hazell, owner Hazell Industries Ltd and third parties connected to it hereby expressly exclude all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity, any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our site or in connection with the use, inability to use, or results of the use of our site, any websites linked to it and any materials posted on it.

These include, without limitation, any liability for loss of income or revenue, loss of business, loss of profits or contracts, loss of anticipated savings, loss of data, loss of goodwill, wasted management or office time, for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable.

This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation, nor any other liability which cannot be excluded or limited under applicable law. Descriptions of, or references to, products or publications does not imply endorsement of that product or publication.

Professional contributors disclaimer

The Calculator Site may feature content from qualified professionals, such as certified financial planners, CPAs, or other financial experts. Any guidance or insights provided by these contributors are for informational purposes only and do not necessarily represent the views or liabilities of The Calculator Site or Hazell Industries Ltd. Users should evaluate the information provided by such professionals based on their individual circumstances and consult a licensed professional for personalised advice.

Intellectual property

All content on this website, including calculators, tools, text, graphics, logos, and software, is the intellectual property of The Calculator Site and is protected by copyright laws. Users may not copy, distribute, or create derivative works without express written permission.

Privacy and data collection

For information on how we collect, use, and protect user data, please refer to our Privacy Policy. We use cookies to enhance user experience and track usage patterns.

Modification of terms

We reserve the right to modify these Terms and Conditions at any time. Users are encouraged to review these terms regularly to stay informed of any changes.

Governing law and jurisdiction

These terms are governed by the laws of England and Wales, and any disputes shall be resolved in the courts of England and Wales.

Limitations on liability

Although every precaution has been taken in the preparation of the website pages, the author assumes no responsibility for errors or omissions. This web site is here purely as a service to you; please use it at your own risk. We shall not be liable for technological errors, such as downtime, maintenance periods, or any interruptions beyond our control.

User-generated content

Users may interact with the site through comments on articles. We reserve the right to remove inappropriate content and disclaim responsibility for user comments.

Third-party links and affiliate links

The Calculator Site contains links, adverts and forms that link to external websites. In no event shall The Calculator Site or Hazell Industries Ltd be responsible for the content, accuracy or opinions expressed in these web sites. These web sites are not monitored or checked for accuracy or completeness by us. Inclusion of web sites linked to via forms, adverts and links in our site does not imply approval or endorsement of the linked web site by us. If you decide to leave our web site and access these third-party sites, you do so at your own risk.

The Calculator Site may include affiliate links to products and services. This means that if you click on an affiliate link and purchase a product or service, we may receive a commission at no additional cost to you. We only recommend products and services that we believe will add value to our users. However, we disclaim responsibility for the accuracy or reliability of any products, services, or information provided through affiliate links.

Contact information

For support or inquiries, please contact us here.